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– Conventional 30 Year, FHA, Jumbo, Interest Only and Option ARM
Mortgage Rates Plus posts current mortgage rates for 30 year fixed, FHA, refinance, purchase and option ARM payments for consumers searching for lower interest rates and more payment choices. We offer discounted mortgage rates for government, conventional and jumbo home loans. Mortgage rates are still affordable, but if you wait to refinance your ARM rate loan until it reaches the adjustable payment period, you may pay dearly because the interest rates are forecasted to have several increases over the next few years. Mortgage Rates Plus doesn’t want your low rate loans to be a thing of the past.
Borrowers with bad credit scores may need to consider the FHA home loans because the interest rates are so much lower than most sub-prime mortgage rates. If you are having cash flow worries consider the Option ARM loan that featured a 1.5% start rate for a negative amortization payment option. So now is the time to get the right home loan for you!
Fixed Traditional Home Rates |
FHA Home Mortgage Rates |
| 30 year conforming* |
6.125% |
30 Year FHA purchase |
6.5% |
| 15 year conforming |
6% |
15 Year FHA purchase |
6.375% |
| 30 year Jumbo |
6.5% |
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| 15 year Jumbo |
6.25% |
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Fixed Intro /ARM Rates |
Fixed Intro /ARM – Interest Only |
| 5 year fixed conf. |
5.875% |
5 year fixed interest only con. |
6.125% |
| 5 year fixed Jumbo |
6.125%% |
5 year fixed interest only jumbo |
6.5% |
- Excellent, Poor, or Fair credit accepted
- Our mortgage lenders offer the lowest rates in the business
- Home equity rates as low as 7%
- Option ARM rates start at 1.5%

* Rate Prices above are for 30-day rate locks. Rates are subject
to change and rates, APRs, and closing costs can be ascertained
from the loan officer.
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